Your Journey to Debt Freedom Starts Now!
You’re not alone! Break free from debt’s grip with support from Parachute Credit Counseling, your local resource.
Debt can ambush you when you least expect it, leaving you feeling overwhelmed. But don’t despair.
We’re here for YOU, right here in your local community.
At Parachute, our certified credit counselors understand the strain debt can bring. Let us help you find a path to financial freedom so you can focus on living your life to the fullest.
Parachute’s FREE online credit counseling tool can help you get back on track. Here’s how it works:
- Fill out the following form to create a secure account and provide us with your monthly income & expenses, and a listing of your debts
- A counselor will analyze your data and provide you with a Debt Management Plan estimate and other resources to help you become debt-free
- A Debt Management Plan helps eliminate credit card debt by reducing interest rates and minimum monthly payments, so your debt is paid off in full within 5 years or less
See What You Could Save
Use this calculator to see your potential savings.
You could save up to and pay off your debt sooner with a Parachute DMP!
Paying On Your Own
$XXX/mo.
Payment Amount
$XXX/mo.
Time to Payoff
$XXX/mo.
Total Cost w/Interest
Paying with Parachute
$XXX/mo.
Payment Amount
$XXX/mo.
Time to Payoff
$XXX/mo.
Total Cost w/Interest
*This is an ESTIMATE to help you compare the cost of paying only your minimum payments vs. paying them off through a Parachute Debt Management Plan (DMP). This is NOT A GUARANTEED quote. Each creditor has their own payment requirements for accepting a DMP proposal. We use an interest rate of 24% for the current interest rate, and an average DMP interest rate of 7.45% for the calculations. These estimates are only based on general terms (payment requirements and interest rates) from an average creditor; actual terms vary by creditor and account; your terms may be higher or lower. This estimate does not include a monthly fee which would be included in your total DMP Payment.
Services we offer:
Debt Management
Partner with Parachute to make one monthly payment on all your unsecured debt. We negotiate with your creditors to lower your interest rates, lower monthly payments, and stop fees, allowing you to pay off your debt in 5 years or less!
Credit and Budget Counseling
Understand your credit report and score. Escape the cycle of living paycheck-to-paycheck. Be confident about your financial future. Get help with your Student Loans.
Housing Counseling
Falling behind on mortgage or rent payments, applying for a reverse mortgage, and even buying a home can all be scary. A Parachute HUD-certified counselor can help you through whatever housing challenge you face.
Personal Assistance, Right in Your Neighborhood.
We offer debt management support through in-person or online services for our Buffalo community.
What clients have to say about us…
“I was somewhat nervous, but my Counselor at the time was very understanding. I paid off about $30000 worth of debt in the 4 years 3 months and at the end of it I managed to buy a house by myself.”
Jennifer B.
Debt: $30,000
