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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Libby Morsheimer Jul 30, 2026 3 min read

Be Credit Smart: Credit Card Cautions

Credit cards can be an asset to our lives if used responsibly. Here are some important credit card cautions to help you avoid debt, fees, and even fraud. Avoid Carrying a Balance Interest rates on credit cards are often very…

Libby Morsheimer Jul 2, 2026 4 min read

Spenders and Savers: Finding Financial Harmony in Your Relationship

Money can be a major source of stress in any relationship, but especially for couples where one partner leans toward saving and the other toward spending. However, achieving financial harmony is definitely possible with open communication, compromise, and a collaborative…

Libby Morsheimer Jun 15, 2026 5 min read

Unlock Summer Fun Without Emptying Your Wallet

Summer can be a time for fun, relaxation, and making memories. However, it can also be an expensive time of year with vacations, activities for the kids, and increased utility bills. By being mindful of your spending and implementing smart…

Libby Morsheimer Jun 1, 2026 3 min read

Stop the Drain! Top 10 Ways We Throw Our Money Away

We all have budget leaks, so take a look at these top 10 ways we unknowingly throw our hard-earned money away. You’re not alone! Once you’ve identified what is relevant to you, you can focus on building those savings toward…