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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Libby Morsheimer Nov 2, 2026 5 min read

Deck the Halls on a Dime: Holiday Spending Hacks

The holidays are fast approaching, and they are definitely a season, not just a single day or event. From parties and family gatherings to gift exchanges, travel, and dining out, holiday expenses can add up quickly. The season may also…

mark.twarog Oct 15, 2026 4 min read

Helping the Next Generation Save and Grow

Helping the Next Generation Save and Grow A new federal government savings option, often referred to as Trump Accounts, is giving many children a financial head start. These tax-advantaged accounts were created under the One Big Beautiful Bill Act and…

mark.twarog Sep 30, 2026 6 min read

Money Matters: A Guide to Funding College and Reducing Student Loan Debt

Money Matters: A Guide to Funding College and Reducing Student Loan Debt For many students, the dream of earning a college degree comes with one big question: How am I going to pay for it? The good news is that…

mark.twarog Sep 15, 2026 5 min read

Wallet Worries: Taming Your Financial Anxiety

Wallet Worries: Taming Your Financial Anxiety Financial stress and anxiety are widespread issues affecting individuals across all income levels. These conditions arise from worries about money, which can stem from various sources, including debt, job insecurity, unexpected expenses, and the…

mark.twarog Sep 2, 2026 7 min read

Reducing Debt: Top 10 High-Impact Strategies

High-impact debt reduction isn’t just about tightening a budget. It’s about making both current and future choices that produce meaningful results, especially over the long term. With credit card and consumer debt at an all-time high, it’s critical to shift…