Struggling with Debt?
With local support from Parachute Credit Counseling, individuals like yourself have achieved financial freedom in five years or less!
Stop your debt freefall with Parachute. Based in Buffalo, we are a local team who understand the challenges of our community. Let us review your finances and help you find a safe path toward paying off your debt.
Parachute’s FREE online credit counseling tool can help you get back on track. Here’s how it works:
- Fill out the following form to create a secure account and provide us with your monthly income & expenses, and a listing of your debts
- A counselor will analyze your data and provide you with a Debt Management Plan estimate and other resources to help you become debt-free
- A Debt Management Plan helps eliminate credit card debt by reducing interest rates and minimum monthly payments, so your debt is paid off in full within 5 years or less
See What You Could Save
Use this calculator to see your potential savings.
You could save up to and pay off your debt sooner with a Parachute DMP!
Paying On Your Own
$XXX/mo.
Payment Amount
$XXX/mo.
Time to Payoff
$XXX/mo.
Total Cost w/Interest
Paying with Parachute
$XXX/mo.
Payment Amount
$XXX/mo.
Time to Payoff
$XXX/mo.
Total Cost w/Interest
*This is an ESTIMATE to help you compare the cost of paying only your minimum payments vs. paying them off through a Parachute Debt Management Plan (DMP). This is NOT A GUARANTEED quote. Each creditor has their own payment requirements for accepting a DMP proposal. We use an interest rate of 24% for the current interest rate, and an average DMP interest rate of 7.45% for the calculations. These estimates are only based on general terms (payment requirements and interest rates) from an average creditor; actual terms vary by creditor and account; your terms may be higher or lower. This estimate does not include a monthly fee which would be included in your total DMP Payment.
Services we offer:
Debt Management
Partner with Parachute to make one monthly payment on all your unsecured debt. We negotiate with your creditors to lower your interest rates, lower monthly payments, and stop fees, allowing you to pay off your debt in 5 years or less!
Credit and Budget Counseling
Understand your credit report and score. Escape the cycle of living paycheck-to-paycheck. Be confident about your financial future. Get help with your Student Loans.
Housing Counseling
Falling behind on mortgage or rent payments, applying for a reverse mortgage, and even buying a home can all be scary. A Parachute HUD-certified counselor can help you through whatever housing challenge you face.
Personal Assistance, Right in Your Neighborhood.
We offer debt management support through in-person or online services for our Buffalo community.
What clients have to say about us…
“After a year of opening high interest credit cards to stay financially afloat, I began to sink. I made the call and asked for help. Within 10 minutes on the phone I had a phone appointment scheduled to work with a counselor, and it was one of the best decisions I’ve ever made!!!! Jared has worked with me over the last week to get signed up to pay off most of my debt in 3 years, which would have taken me over 10 on my own!!!! I’m so thankful for all your hard work!!!! Friends, don’t be afraid to ask for help! They are amazing!!!!”
