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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Libby Morsheimer Dec 30, 2025 4 min read

Post-Holiday Budget Hacks for the New Year: It’s Never Too Early!

Post-Holiday Budget Hacks for the New Year: It’s Never Too Early! Post-holiday budget planning is the process of getting your finances back on track after the holiday season. This can be a challenge, especially if you overspent. But, by taking…

Libby Morsheimer Dec 15, 2025 3 min read

💰 Mindful Spending and Financial Wellness: A Holistic Approach

Mindful spending and financial wellness go hand-in-hand. It’s not just about tracking your expenses; it’s about understanding your relationship with money and aligning your spending with your own personal values and goals. What is Mindful Spending? Mindful spending is about…

Lisa Robertson Dec 1, 2025 4 min read

Overwhelmed by Credit Card Debt? Your Map to Financial Freedom Starts Here.

Overwhelmed by Credit Card Debt? Your Map to Financial Freedom Starts Here. If you’re reading this, you’re likely one of the millions of people asking: “How do I get out of this credit card debt, and where do I go…

Lisa Robertson Nov 17, 2025 3 min read

Caught in the Debt Spiral? Why Record-High APRs and Inflation Mean You Need a Financial ‘Parachute’ Now

It’s official: U.S. consumer debt has hit a staggering, unprecedented new high. If you’ve been feeling the pressure of rising costs, you’re not alone. Here at Parachute Credit Counseling, we’re seeing the fallout firsthand. The toxic combination of persistent inflation,…

Lisa Robertson Oct 29, 2025 5 min read

Financial Parachute: Essential Money Tips for the Government Shutdown

The news of a government shutdown can send a wave of panic through federal employees and contractors. The uncertainty of a delayed or missed paycheck is stressful, but you are not without options. Having a financial “parachute” plan is the…