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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Lisa Robertson Nov 17, 2025 3 min read

Caught in the Debt Spiral? Why Record-High APRs and Inflation Mean You Need a Financial ‘Parachute’ Now

It’s official: U.S. consumer debt has hit a staggering, unprecedented new high. If you’ve been feeling the pressure of rising costs, you’re not alone. Here at Parachute Credit Counseling, we’re seeing the fallout firsthand. The toxic combination of persistent inflation,…

Lisa Robertson Oct 29, 2025 5 min read

Financial Parachute: Essential Money Tips for the Government Shutdown

The news of a government shutdown can send a wave of panic through federal employees and contractors. The uncertainty of a delayed or missed paycheck is stressful, but you are not without options. Having a financial “parachute” plan is the…

Libby Morsheimer Oct 16, 2025 4 min read

Don’t Get Left in the Cold: A Guide to Fall and Winter Budgeting

Don’t Get Left in the Cold: A Guide to Fall and Winter Budgeting As the leaves change and temperatures drop, so do our spending habits. The fall and winter seasons, with their holidays, colder weather, and seasonal activities, can put…

Libby Morsheimer Oct 2, 2025 3 min read

The 5-Step Formula to Financial Freedom

The 5-Step Formula to Financial Freedom Feeling overwhelmed by debt? Struggling to save money? Many people find themselves trapped in a cycle of financial stress. With the right approach, you can take control of your finances and build a brighter…

Libby Morsheimer Sep 16, 2025 4 min read

Money-Saving Hacks for Every Day Life

Money-Saving Hacks for Every Day Life Here are some money-saving hacks you can incorporate into your daily routine.  Remember, small amounts saved regularly add up to BIG amounts, especially over time. At Home: On the Go: Tech and Subscriptions: General…