It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.


Libby MorsheimerFeb 29, 20244 min read

Using Credit Wisely

Credit cards can be a powerful financial tool when used responsibly. They offer a convenient way to make purchases, build credit history, and earn rewards. However, they can also lead to significant debt problems if not used carefully. Here are…

Libby MorsheimerFeb 15, 20244 min read

Money and Relationships

Money can be a major source of stress and conflict in any relationship and often is quoted as the top reason for break-ups and divorces. Therefore, it is especially important to manage it carefully in romantic partnerships. Here are a…

Lisa RobertsonJan 31, 20246 min read

Latest News: January 2024 Financial Update

Governor Hochul introduces legislation to protect New Yorkers from “bad actors” and medical debt; New report highlights significant issues with student loan repayment after an unprecedented 3 year period Parachute Credit Counseling Offers FREE Assistance and Counseling Parachute Credit Counseling,…

Libby MorsheimerJan 17, 20244 min read

Ways to Reduce Debt

Reducing debt can be a challenging task, but it is definitely achievable with the right mindset and strategies. Here are some effective ways to reduce debt: Create a budget and track your spending: The first step to reducing debt is…

Libby MorsheimerJan 3, 20245 min read

Post-Holiday Budget Hacks for the New Year; It’s Never Too Early!  

Post-holiday budget planning is the process of getting your finances back on track after the holiday season. This can be a challenge, especially if you overspent. But, by taking some simple steps, you can get back on the right track…