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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Stacey Waugh May 2, 2022 3 min read

Should I Get a Credit Card?

Opting for a new credit card is a decision that will impact your financial health in one way or another, so it should come with a careful analysis of your personal financial spending habits and goals.  Credit cards can be…

Lisa Robertson Apr 12, 2022 5 min read

Most Medical Debt to Be Removed from Credit Reports; Student Loan Repayments Extended Until August 31st

CCCS Announces that Most Medical Debt to Be Removed from Credit Reports; Student Loan Repayments Extended Until August 31st In a recent and welcomed policy shift, Equifax, Experian, and TransUnion announced that nearly 70% of current medical debt will be removed…

Lisa Robertson Mar 16, 2022 4 min read

Vacationing on a Budget!

Many individuals have varying financial goals, but often times an annual vacation or trip with family top the list of most.  Of course they don’t just happen with the snap of a finger. Vacations take financial planning, budgeting, savings, and…

Stacey Waugh Feb 15, 2022 2 min read

*ACTION REQUIRED* Free Credit Monitoring from Equifax Data Breach Settlement

In September 2017, Equifax announced a data breach that exposed the personal information of 147 million people.  A settlement has now been reached and finalized, which will include up to $425 million to help affected individuals to receive free credit…

Stacey Waugh Feb 2, 2022 2 min read

VITA – Free Tax Preparation Services in Niagara County

CCCS Buffalo has officially launched our 8th year of providing free tax preparation services in Niagara County through the Volunteer Income Tax Assistance (VITA) program. If your 2021 income was $57,000 or less, you can have your federal and state taxes…