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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Lisa Robertson Aug 29, 2022 3 min read

Details of President Biden’s New Student Loan Forgiveness Program; Announces Final Extension to Student Loan Repayment Program

Millions of Americans have waited eagerly over these past two and a half years for student loan forgiveness. This week, President Biden issued the first of his student loan forgiveness plans. For those earning less than $125,000 a year—or couples…

Stacey Waugh Aug 2, 2022 2 min read

Summer Vacation on a Budget

Still want to travel this summer, but wondering how you can make it work in these tough financial times?  Despite the quickly rising costs for food, transportation, etc., there are ways to cut costs without cancelling your travel plans completely. …

Lisa Robertson Jul 13, 2022 4 min read

A New Approach to Tackling Debt is Needed

At Consumer Credit Counseling Service of Buffalo (CCCS), we are encouraged to see recent media attention highlighting the dubious and predatory practices of local debt collection companies. The New York State Attorney General herself visited Western New York last month…

Stacey Waugh Jun 29, 2022 4 min read

The Importance of Budgeting

How many times have you tried to create a budget and stick to it?  It’s something that’s so difficult for so many people, so it can be tempting to stop even trying.  But before you give up… know that budgeting…

Stacey Waugh Jun 15, 2022 4 min read

Dealing with Inflation

As most of us are well aware, trips to the grocery store and the gas pump are emptying our pockets and draining our bank accounts more than ever before…   People talk about “inflation” all the time, but what does…