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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Stacey Waugh Feb 15, 2022 2 min read

*ACTION REQUIRED* Free Credit Monitoring from Equifax Data Breach Settlement

In September 2017, Equifax announced a data breach that exposed the personal information of 147 million people.  A settlement has now been reached and finalized, which will include up to $425 million to help affected individuals to receive free credit…

Stacey Waugh Feb 2, 2022 2 min read

VITA – Free Tax Preparation Services in Niagara County

CCCS Buffalo has officially launched our 8th year of providing free tax preparation services in Niagara County through the Volunteer Income Tax Assistance (VITA) program. If your 2021 income was $57,000 or less, you can have your federal and state taxes…

Stacey Waugh Jan 7, 2022 2 min read

NYS Homeowner Assistance Fund (HAF) is Now Available!

The NYS Homeowner Assistance Fund (HAF) is a federally funded program to help support homeowners who experienced financial hardship (loss of income or increased living expenses) as a result of the COVID-19 pandemic.  HAF assistance is customized to the applicant’s…

Stacey Waugh Dec 28, 2021 2 min read

COVID-19 Student Loan Relief Extended through May 2022

Last week, the U.S. Department of Education announced* a further extension of the COVID-19 emergency relief for student loan repayment, interest, and collections.  The pause was previously extended until January 31, 2022, but an additional 90 day extension was approved…

Robert Dunn Oct 25, 2021 2 min read

Zombie Debt: Run, Hide or Stand Your Ground?

Have you received a call or letter demanding you pay an old debt that either you forgot about, paid off, or is simply not yours? AHH! You may be a victim of “zombie debt collection”. Zombie debts typically show up…