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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Libby Morsheimer Sep 2, 2025 4 min read

Raising Financially Savvy Kids: A Guide for Parents

Raising Financially Savvy Kids: A Guide for Parents In today’s complicated economic landscape, equipping your children with strong financial knowledge and skills is more crucial than ever. It’s not just about saving for college; it’s about building a foundation for…

Libby Morsheimer Aug 13, 2025 3 min read

Building Credit for a Brighter Financial Future

Building Credit for a Brighter Financial Future Building good credit is a process that takes time as well as consistent and responsible financial habits. Here are some key strategies to help you establish a strong credit history: 1. Get a…

Libby Morsheimer Jul 31, 2025 5 min read

Living a Financially Peaceful Life

Creating and living a financially peaceful life is a journey, not a destination, and it’s very personal. It’s about aligning your financial habits and mindset with your values and goals so that money supports your well-being rather than causing stress.…

Libby Morsheimer Jul 1, 2025 5 min read

Unlock Summer Fun Without Emptying Your Wallet

Summer can be a time for fun, relaxation, and making memories. However, it can also be an expensive time of year with vacations, activities, and increased utility bills. By being mindful of your spending and implementing some smart strategies, you…

Lisa Robertson Jun 12, 2025 2 min read

Federal Student Loan Collections Have Resumed – Act Now!

Federal Student Loan Collections Have Resumed – Act Now! This is an important update regarding federal student loans. The pause on collections for defaulted federal student loans has ended. What’s Happening Now: Effective Monday, May 5, 2025, the U.S. Department…