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It’s not that scary from down here.

Our articles are to help guide those who are lost and don’t know how to get back to the life they want to live.

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Libby Morsheimer Dec 2, 2024 5 min read

Financial Fumbles: 10 Mistakes Sabotaging Your Savings

Here are 10 financial fumbles that could be sabotaging your savings making it harder for you to reach financial stability and achieve long term financial wellness. Thinking you have absolutely NO money to save is a fumble!  Be sure you…

Lisa Robertson Nov 21, 2024 1 min read

BACK BY POPULAR DEMAND: Deck the Halls on a Dime: Holiday Budget Hacks

Join us for a FREE Parachute virtual Zoom workshop: BACK BY POPULAR DEMAND: Deck the Halls on a Dime: Holiday Budget Hacks Wednesday, December 4, 2024 from 12:00 p.m. to 12:30 p.m. Join us for our Holiday Budget Hacks Workshop…

Libby Morsheimer Nov 14, 2024 3 min read

Credit and Your Financial Goals: A Powerful Partnership

Credit can be a double-edged sword. While credit offers the flexibility to make purchases and investments, it can also lead to long term debt and financial hardship if not managed responsibly. Understanding how credit can impact your financial goals is…

Libby Morsheimer Oct 31, 2024 4 min read

Breaking the paycheck-to-paycheck cycle

Living paycheck to paycheck can result in the inability to cover necessary and unexpected expenses and be mentally and physically stressful. It can result in the accumulation of debt and the inability to gain financial security over time. Here are…

Libby Morsheimer Oct 15, 2024 3 min read

How Credit Card Interest Works: The Cost of Convenience

Understanding the Basics Credit refers to the ability to access and/or purchase goods or services with the understanding that payment will be made later. Creditors grant credit based on their confidence that we can be trusted to pay back what…